Uber Accidents: What do I do?

Posted by Josh Valentine | Jan 17, 2017 | 0 Comments

What to Do Immediately after an Uber Accident

An Uber vehicle becomes involved in a car crash while transporting a passenger. What should the passenger do if:

(A) The car is damaged but there is no serious personal injury, or
(B) The crash causes personal injury?

In both scenarios, the passenger should:

(1) Stay on the scene.
(2) Present identifying data to the police.
(3) Describe any injuries suffered.
(4) Obtain medical attention treatment right away if necessary.
(5) The passenger should call Uber customer service, tell them what happened, and ask for insurance contact information.

In scenario A, the Uber vehicle collides with another vehicle, causing only property damage. The drivers trade insurance information, and their insurers attempt to resolve the property damage claim.

In scenario B, the Uber crash causes personal injury, the injured passenger sues Uber, and its liability insurer settles the claim. However, insurance carriers tend to minimize settlement offers to unrepresented claimants acting on their own. This is why it's better to consult with a personal injury lawyer Washington DC trusts and best to have the attorney's assistance. Having their legal representation throughout the legal settlement negotiation process is important. Very often it can break down. In legal matters, there is no substitute for the advice and advocacy of a skilled, experienced attorney. 

Uber Liability Insurance

Uber drivers who are not available to pick up passengers must have their own auto insurance coverage. However, when they are working as an Uber driver the insurance coverage automatically changes:

  • When they available but do not have a passenger, they have personal insurance coverage plus additional Uber contingent liability coverage of up to $50,000 per injury for a total of $100,000 and up to $25,000 in property damage for what the driver's personal insurance doesn't cover.
  • Drivers with passengers are covered by a $1 million liability policy and a $1 million uninsured/underinsured motorist policy.

Passenger Injuries

Uber's insurance covers up to $1 million for passenger injuries if caused by another driver who is uninsured or underinsured. Uber insurance won't cover passenger injuries, however, if caused by the Uber driver's negligence. In that scenario, the driver would be held liable for the passenger's injuries.

Third-Party Injuries

If a pedestrian or an occupant of another car suffers an injury in a crash with an Uber driver working as an independent contractor, Uber insurance covers the personal injury claim for as much as $1 million. If the driver is an Uber employee, Uber is responsible for damages they occur on the job while the driver is acting on their behalf.

If you have been in an accident involving an Uber driver, because every situation is unique, it's wise to consult a car accident attorney to protect your rights.

Thanks to our friends and contributors from Cohen & Cohen, P.C. for their insight into what to do if your uber has been in an accident.

About the Author

Josh Valentine

All through my life, I have personally witnessed family members and very close friends endure divorce, child custody battles, bankruptcy, civil lawsuits and even fraudulent criminal accusations. I both saw and experienced the stress such events can place on an individual, and I realized that everyone, at some point in their life, needs hope, comfort, and encouragement. In each one of those situations, the person that was best situated to provide that vital support was their lawyer.  So that's why I became an attorney.  I understand what you are going through—and I'm here to help you.  Our office is focused on meeting your needs and guiding you through what may be the most difficult time of your life. Before attending law school, I worked for a law firm focused on record clearing services, including expungements, pardons, and motions for appropriate relief.  The vast experience and understanding of North Carolina's expungement laws that I have acquired has given me an advantage in defending criminal charges, because not only do I fight for the best possible outcome in your case, but I am also continually conscious of the long term effects that a criminal charge or conviction can have on a person's life.  As such, I will do whatever I can to insure that my clients will not end up with a criminal record.  I was born in New London, Connecticut, but spent the first few years of my life in Dallas, Texas, before moving to Rutherfordton, North Carolina in 2001.  Upon graduating from high school, I attended Gardner-Webb University in Boiling Springs, North Carolina, where I majored in Accounting.  Eager to finish school, I began law school at Charlotte School of Law the day of my graduation from GWU, and completed my law degree in two years (instead of the typical three). During law school, I studied hard and strived to acquire the most experience possible so that I would be practice ready upon graduation.  The opportunities I gained included prosecuting criminal defendants through an externship with the Burke County District Attorney's Office, defending criminal defendants through Charlotte School of Law's Criminal Justice Clinic, and interning with Farmer & Morris, PLLC. I am blessed with a beautiful wife, Gabrielle Valentine, who is an attorney at Farmer & Morris, PLLC, in Rutherfordton, North Carolina.  In my free time, I enjoy helping with the youth group in my church, playing basketball and softball in our local church leagues, serving in the prison ministry, and spending time with my family.  Education: Charlotte School of Law J.D., Magna Cum Laude Class Rank – 21 of 328 Associate Editor of Charlotte School of Law Law Review Certification and Concentration in Employment Law Phi Delta Phi International Legal Honor Society Order of the Crown Pro Bono Honors CALI Awards (Highest Grade)—Lawyering Process I and Contracts I Full Scholarship Gardner-Webb University B.S. in Accounting, Summa Cum Laude Distinguished Senior Student Award – Highest GPA Alpha Sigma Lambda National Honorary Society Bar Admissions: North Carolina State Bar

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