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Effect of Traffic Offenses on Driver License and Insurance

Charge

Effects on License

Insurance Points

DWI

Revocation

12

Death by Motor Vehicle

Revocation

12

Racing

Revocation

10

Speeding to Elude Officer

Revocation

10

DWLR

Revocation

8

Driving While Intoxicated

Revocation

12

Careless & Reckless

4

4

Hit and Run

4

4

Passing a School Bus

5

4

Speeding over 75 in less than 70 zone

Revocation

4

Speeding over 80 in a 70 or greater zone

Revocation

4

Following too Closely

4

2

Accident with Damage $1,800 - $3,000

Revocation

2

Speeding 10 miles over between 55 and 76 mph

3

2

Speeding 10 or less in zone 55 or above

3

2

Speeding 9 miles over in zone less than 55

2

1

All other Moving Violations

2

1

Failure to Stop at Stop Sign/Red Light

3

1

No Operator's License

3

1

No Operator's Insurance

3

1

Speeding in School

Zone

3

1

Failure to report accident

3

 

Three-Year Insurance Increase

Number of Insurance Points

Insurance Rate Increase

1

25 %

2

45 %

3

60 %

4

80 %

5

105 %

6

130 %

7

160 %

8

190 %

9

225 %

10

260 %

11

300 %

12

340 %

No Insurance Increases for:

•Prayer for Judgment Continued

•Non-moving violation (Improper Equipment)

•Speeding 10 miles over or less, NOT in a school zone, and NO traffic violations in last 3 years

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